What We Do Debt Restructuring Short Sale | Short Sales |
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Dever Legal Services understands that no one has a crystal ball. We can never be certain what the future will hold, whether our incomes will remain the same, whether property values will increase or decrease, etc.... But one thing we can count on , we can sell real estate in any market.
At times, the valule of real estate is not what is owed on the property. and in these times, a Buyer will only be willing to pffer what the market will bear. An option available to homeowners in this type of circumstance is the short
sale. The short saleallows you to sell your home for less than you owe your
lender.
A short sale MUST be accepted by your current lender before you can sell your home. Compounding the issue are secondary liens. These too must be negotiated seperately before you can close on the sale. Short sales are a privilege. Not every homeowner will qualify and not every home owner has the emotional stamina to fight for a positive outcome. When working with Dever Legal Services, you will benefit from our Debt Restructuring Department 's experience in short sales, loan modifications, foreclosure defense, predatory lending, and other debt resolution services. Negotiating Deficiency is An Absolute Must When Negotiating a Short Sale: A lender has several options avaliable to it when determing what to do with your deficiency balance (the part of the debt not covered by the sale of the home).
When negotiating a you must negotiate for the release of the lien and the underlying debt. If you do not, the lender may not forgive the debt and chose to pursue collection activities. When dealing with your lender, Dever Legal Services will aggressively pursue a short sale and deficiency negotiations on your behalf. Please call us for a FREE consultation to find out if you are a candidate for a short sale at 877-464-LAWS.                |
