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Predatory Lending
( 9 items )
Ohio's protection against predatory lending, after being woefully
inadequate for years, will become much more powerful on January 1,
2007. There are now multiple routes, both public and private, to
uncover, prevent, and deter predatory lending practices. While these
protections will undoubtedly impose some costs on ethical brokers and
lenders, at least in the short run, they will help insure that the most
vulnerable citizens of the state do not fall victim to practices that
often deprive them of their only significant financial asset. In
addition, the ethical members of the lending profession will no longer
have to compete with those with lower ethical standards, nor have their
reputations sullied by them. It should be a ''win-win'' for both
borrowers and honest members of the lending industry.
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Debt Restructuring
( 4 items )
Our Debt Restructuring and Reorganization practice strives to
assist clients at the first sign of financial distress, working out
terms with lenders and creditors to avoid costly fees and loss of
confidence. We exhaust every possible option to help both individuals and companies
safeguard normal operations and ideally, avoid the need to file
bankruptcy. If filing is inevitable, we provide tailored counsel and
guidance to help businesses regain their balance in the market and
resume profitable activity, and put individuals on the right financial track.
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Real Estate
( 2 items )
The Real Estate Market has, as an industry, witnessed significant growth and experienced a rapid evolution during a relatively short time frame. This growth requires continual change and modification in the way investors acquire, finance, develop and lease both residential and commercial real estate. Both commercial and residential investors, developers and lenders require swift solutions and strategic business advice in today's fast-paced real estate market.
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Estate Planning and Asset Protection
( 1 items )
An estate is the total property, real and personal, owned by an individual prior to distribution, generally through a trust or will. Real property is real estate and personal property includes everything else, for example cars, household items, and bank accounts. Estate planning distributes the real and personal property to an individual's heirs.
Asset
protection planning involves figuring out and applying a lawful series
of techniques that protect your assets from claims of future creditors.
The techniques are designed to deter potential creditors from going
after you, and frustrate them if they do, generally by making it
difficult or impossible for future creditors to grab hold of your
assets or collect judgments against you.
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Business
( 4 items )
At Dever Legal Services, we have deep experience assisting businesses from a wide variety of industries ranging from retail and real estate to food service and technology. Our representaion also includes advice and guidance on obtaining financing and obtaining business opportunities tailored to our client's small business.
Our objective is to help our clients reach their personal and business goals within the context of an ever changing global community.
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